Why finance?
As far as getting your dream bike goes, finance is the most achievable way of making that dream happen. In fact, it doesn't have to be your dream bike. As long as your purchase is over £400 you can use finance to spread the cost over a number of months.
The Finance Process
Confidentiality is incredibly important and for this reason, our finance process is great. Sometimes being rejected for finance in-store can be embarrassing and online finance can give you an immediate decision and, if unsuccessful, you can save yourself getting red-faced.
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Start shopping and select the items you want.
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Don't worry if the item is below £400, if you're getting it as part of a larger transaction, as soon as your basket reaches the £400 minimum for finance, you'll be able to see the configuration options for your finance purchase!
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Shopping Cart
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We've placed a finance calculator in the shopping cart, which will give you an idea of how much your repayments will be depending on how long you take finance for and what kind of deposit you'd like to pay upfront.
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It's all completely configurable by you!
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Checking out
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When you checkout, choose "checking using finance".
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You'll enter your delivery details, creating an account with us for use in the future.
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You'll then be taken to the V12 Finance website where you'll be presented with a finance application.
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When you fill out the application it's important to know that your credit file will be searched.
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Finance Decision
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You'll be told immediately on what decision has been taken with regards to your application.
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If you're successful, you will be taken to a credit agreement page where you will digitally sign the agreement.
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If you're unsuccessful, you can feel free to re-apply HOWEVER this may cause negative results on your credit file, so getting more information from the lender as to why your application has been denied is advisable before re-appling
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Enjoy your items!
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Congratulations! You've been successful in your finance application.
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We'll receive your order and confirmation of credit agreement, and then carefully prepare and deliver your items for you.